What Stripe's Pricing Page Says About Radar Fees
Stripe's fraud protection has a built-in layer and a Fraud Teams tier priced separately. Here is what the company's own pricing page says about each.
A card charge comes in and the sale looks fine, but the card is not the buyer's. Fraud protection is the tool that tries to stop that before it happens. Stripe calls its version Radar. If you take cards through Stripe, you may wonder whether Radar adds a fee to every sale. The short answer from Stripe's own pricing page is that built-in fraud protection needs no integration, and Radar for Fraud Teams is priced separately.
What Stripe Radar is, in Stripe's own words
Stripe's pricing page says you can get AI-powered fraud protection for card payments with Radar Lite. The page also says you can monitor your fraud performance with advanced analytics and alerting. So Radar is not one thing you switch on or off. It is a set of fraud tools that watch your card payments and report on what they see.
What Stripe's pricing page says is included with built-in fraud protection
The clearest statement on the page is this: Stripe's built-in fraud protection needs no integration. You do not wire it up or add code to your checkout.
Stripe's pricing page also says its standard plan has no setup fees, monthly fees, or hidden fees, and that standard pricing is pay-as-you-go. The page says all fees for businesses on standard pricing are listed on its website.
What Stripe's pricing page says is priced separately
The page names one Radar item that costs extra. Stripe's pricing page says Stripe Radar for Fraud Teams and Stripe Connect with platform-controlled pricing are priced separately. The page does not post a flat rate for it on the standard fee list. If you want that tier, the path is to talk to Stripe about it.
The page also says Stripe offers custom pricing for businesses with large processing volumes, and eligibility varies by market. Its sales team can design a custom package that includes Payments, Radar, Connect, Invoicing, Billing and more. Custom packages can include IC+ pricing, discounted flat rates, subscriptions, and buy-rates for platforms. So the price of Radar for Fraud Teams can end up inside a negotiated package rather than on a public rate table.
How Stripe's page describes the machine learning behind Radar
Stripe leans on scale as the reason its fraud tools work. Its pricing page says Radar's machine learning adapts to new fraud patterns. The page also says its fraud detection uses machine learning trained on data across millions of companies. The pitch is that fraud moves fast.
Where Radar fits with Stripe's other pricing pieces
Radar sits beside the other lines on Stripe's sheet. The card rate you pay on a sale is one line. Fraud protection is another. Payout speed is a third, covered in paying to be paid tonight. The rate on a tapped card at your counter is a fourth, as in a forty dollar sale at the counter.
Stripe's pricing page says dashboards, tools, and APIs give you transparency into your costs. That is worth using. Open the dashboard, look at what each sale cost you, and check whether any fraud-related charge appears.
Confirming current prices on Stripe's page
Published prices change. Stripe's page says all standard-pricing fees are listed on its website, so that page is the place to check before you sign up. If you are weighing Radar for Fraud Teams, ask Stripe's sales team for the current price in writing. Do the same if you process enough volume to ask about custom pricing. Get the number for your own sales, not a general one, and read what the package includes before you agree to it.