What Stripe Terminal Fees Look Like on the Page
Stripe's pricing page spells out the rate for in-person card payments, plus Tap to Pay, encryption and refund rules. Here is what it says.
A customer walks up to your counter and taps a card. Stripe Terminal is the part of Stripe built for that moment. Stripe's pricing page says Terminal lets businesses accept in-person payments and unify commerce. The rest of this page walks through what that same pricing page says about the fees and features that come with it.
What Stripe's page says about Terminal
Terminal is Stripe's tool for taking payments face to face. That means a shop counter, a market stall, a table, or a doorstep.
The per-transaction fee Stripe's page lists for in-person card payments
Stripe's pricing page says in-person card payments cost 2.7% + 5¢ per successful transaction for domestic cards. Stripe's pricing page also says Stripe charges a per-transaction fee depending on the payment method the end customer uses. So the rate above is for domestic cards tapped in person, and other ways of paying carry their own rates.
Tap to Pay and the question of hardware costs
Stripe's pricing page says Tap to Pay accepts contactless payments without additional hardware using compatible iPhone or Android devices. If your phone works with it, you may not need to buy a separate reader for basic tap payments. That can keep hardware costs down at the start. If you need a chip reader or a printed receipt, check what hardware Stripe sells before you count on your phone alone.
Security built into Terminal transactions
Stripe's pricing page says all Terminal transactions are end-to-end encrypted by default.
What Stripe's page says about refunds on standard pricing
Refunds have their own rules. Stripe's pricing page says businesses on standard pricing may face fees for refunds when bank transfers are used. For everything else, the page says there are no fees for issuing refunds.
Where in-person fees fit into your overall processing costs
The in-person rate is one line in a bigger picture. For a closer look at how rates play out on a real sale, see a forty dollar sale at the counter.
Confirming current prices before you sign up
Published prices change. The numbers above are what Stripe's pricing page said when this was written. Before you sign up, open Stripe's pricing page. Check the current in-person card rate, plus any refund or hardware details that matter to you.