What Stripe's Pricing Page Says About Connect Fees
A platform or marketplace that wants to take payments for other sellers will see Connect on Stripe's pricing page. Here is what that page states, line by line.
What Stripe's pricing page says Connect is for
Stripe's pricing page says Connect is embedded payments for platforms and marketplaces.
The page also says Stripe sets and collects processing fees from your users, so you don't have to. That is the heart of it.
The standard processing rates Stripe's page lists
Stripe's pricing page lists these standard rates. Stripe's pricing page says its standard online rate is 2.9% + 30¢ per successful transaction for domestic cards.
The page adds to that rate in some cases. Stripe's pricing page says manually entered cards add 0.5% to the online card rate. Stripe's pricing page says international cards add 1.5% and currency conversion adds 1%.
For sales made in person, Stripe's pricing page says in-person card payments cost 2.7% + 5¢ per successful transaction for domestic cards.
Bank debits are priced apart from cards. Stripe's pricing page says ACH Direct Debit costs 0.8% with a $5.00 cap. On a large invoice, that cap can make a bank debit far cheaper than a card charge.
What Stripe's page says about payouts
Payout speed has its own lines. Stripe's pricing page says payouts on its standard schedule are free. Stripe's pricing page says Instant Payouts cost 1.5% of Instant Payouts volume with a minimum fee of 50¢. We walk through what that speed costs on another page about instant payouts.
What Stripe's page says it handles for you
The page also says the payment processing, Connect and currency conversion fees from the original transaction are not returned. If a charge is refunded, those fees stay with Stripe. A platform planning its margins should count those fees as gone for good on refunds.
Connect-related items Stripe's page prices separately
Some Connect tools cost extra. Stripe's pricing page says Stripe Radar for Fraud Teams and Stripe Connect with platform-controlled pricing are priced separately.
Custom pricing and packages on Stripe's page
Stripe's pricing page says standard pricing is pay-as-you-go. There is no monthly bill under the standard plan. Stripe's pricing page says its standard plan has no setup fees, monthly fees, or hidden fees.
Bigger operations have another door. Stripe's pricing page says its sales team can design a custom package that includes Payments, Radar, Connect, Invoicing and Billing. Stripe's pricing page says custom packages are for businesses with large payments volume or unique business models. Stripe's pricing page says Stripe offers custom pricing for businesses with large processing volumes, and that eligibility for custom pricing varies by market.
Confirm current fees on Stripe's own page
Every number above comes from Stripe's pricing page as it read on one day. Published prices change. Open the page yourself before you commit, and look at the fee lines that fit how your customers pay. A platform with mostly international cards reads different lines than one taking ACH Direct Debit. We make that point again in our look at a sale at the counter.